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“When you have a matured loan, what you have is a failure in customer service” When Richard Hamm said this during Barret’s Commercial Lending Academy, I was shocked. It was one of those moments in a class that hits you in between the eyes. Some people call them “ah-ha” moments or even “takeaways”. I …
Low yield spreads send community banks back to the basics I’ll let you in on a secret: sometimes your columnist runs out of new ideas to cover. A dearth of new products, no new regs, a stable rate environment—All of these can cause a writer to run aground while sailing the financial seas in …
TN Banker Brian Walhood elected Chairman Memphis, TN (November 10, 2021) – The Paul W. Barret, Jr. School of Banking today announced the election of it’s 2021-2022 Executive Committee during its fall Board meeting. Brian Walhood, President/Community Banking of BancorpSouth in Memphis, TN will serve as Chairman. Joining Walhood on the Executive Committee …
Barret School of Banking Announces 2021-2022 Executive Committee Read More »
Irvine, Calif., November 16, 2021 – BankTech Ventures, LP (“BTV”, “Fund”), a venture capital fund with general partners from The Venture Center, the Independent Community Bankers of America (“ICBA”), Hovde Group and two leading community banks, Coastal Community Bank and Sunwest Bank, announces its Initial Closing upon raising over $55M from limited partners, nearly all …
BankTech Ventures announces $55M Initial Close on Tech-Focused VC Fund Read More »
Maybe the U.S. economy has improved to the point where further quantitative easing isn’t as critical to the Federal Reserve’s policy of “accommodation.” It certainly looks like the Fed has some further work to do on the portion of its mandate that relates to price stability, given the overshoot of its inflation goals. Fed Chairman …
Fed Taper Tactics: A review of past QE wind-down strategies. Read More »
What is a Superhero Community Banker? Two years ago, I came to Chris with an idea I wanted to write a book about. I wanted to write a book on strategy for community banks based on Sun Tzu’s The Art of War. Graciously, he didn’t laugh me out of the office. As most crazy …
If there is anything we need more of in banking…it’s more risk, right?! Well, like it or not…agree with it or not…there’s a new risk coming down the road towards banks. The good news, however, is that more than likely you are already doing it. Like a good bit of CRA, you are probably doing …
Last night, my family and I celebrated my dad’s retirement after 47 years at the same bank. As most of you probably know, I grew up in a banking family. Banking and guitar. Dinnertime conversations were riveting, I assure you! There’s a gold star for Mom for enduring those conversations! For those of you that …
Did you know…? In doing some research around community banks, NSF fees, and the probable regulations that are coming down from Washington around those, I realized that banks’ performance is heavily addicted to Non-Interest Income. Big time. Over the past 5 years, regardless of bank size (and really as far back as the FDIC database …
Might as well face it, you’re addicted to…non-interest income! Read More »
If there’s a constant in the world of a community bank investment manager, it’s disappointment. If you buy a bond today and yields go down tomorrow, you wish you’d have bought more; if yields go up, you wish you had bought none. If your overall portfolio has unrealized gains, you lament the poor yields that …
Portfolios morph: Investment securities have undergone big changes this year. Read More »
Barret School of Banking • 650 East Parkway South, Memphis, TN 38104
Phone: (901) 321-4000 • barret@barretbanking.org