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Byron

Byron Earnheart is the Programming Director for the Barret School of Banking in Memphis, TN and the host of the “Main Street Banking” podcast…the only podcast solely devoted to community banks. He has over 15 years experience in the financial services industry; 11 of which have been in banking in various roles from teller work to branch management. He spends his time playing guitar and singing in Delta Heart (the “house band of the Mississippi Delta”), writing music, cooking, reading, and enduring the University of Tennessee Volunteers athletic seasons. He is married to his wife Kelly of 11 years and has two children, John Aubrey (11) and Mary Laura (7). If you'd like to hear Byron's music, check him out on Spotify:

Join the ICBA ThinkTECH Accelerator Virtual Showcase on April 20

Join the ICBA ThinkTECH Accelerator Virtual Showcase on April 20 See Community-Bank Focused Fintech Solutions Following 16-Week Program What: The Independent Community Bankers of America® (ICBA) and The Venture Center, in partnership with the State of Arkansas, will host the 2022 Virtual Demo Day, a culmination of the 2022 ICBA ThinkTECH Accelerator program’s 16-week incubator …

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BankTech Ventures announces $55M Initial Close on Tech-Focused VC Fund

Irvine, Calif., November 16, 2021 – BankTech Ventures, LP (“BTV”, “Fund”), a venture capital fund with general partners from The Venture Center, the Independent Community Bankers of America (“ICBA”), Hovde Group and two leading community banks, Coastal Community Bank and Sunwest Bank, announces its Initial Closing upon raising over $55M from limited partners, nearly all …

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Looking back…

Last night, my family and I celebrated my dad’s retirement after 47 years at the same bank. As most of you probably know, I grew up in a banking family. Banking and guitar. Dinnertime conversations were riveting, I assure you! There’s a gold star for Mom for enduring those conversations! For those of you that …

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Might as well face it, you’re addicted to…non-interest income!

Did you know…? In doing some research around community banks, NSF fees, and the probable regulations that are coming down from Washington around those, I realized that banks’ performance is heavily addicted to Non-Interest Income.  Big time.  Over the past 5 years, regardless of bank size (and really as far back as the FDIC database …

Might as well face it, you’re addicted to…non-interest income! Read More »

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