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What is ESG Risk? (free quick video)

If there is anything we need more of in banking…it’s more risk, right?!

Well, like it or not…agree with it or not…there’s a new risk coming down the road towards banks.  The good news, however, is that more than likely you are already doing it.  Like a good bit of CRA, you are probably doing this and just not thinking about it or, more importantly, not writing it down! (I just turned into my high school math teacher…apologies.)

Environmental, Social, and Governance (ESG) risk is going to be become a key talking point among regulators and policy makers over the course of the next 12 months or so.  Likely, you may have even heard about it from them.

So, what is it?

Rather than reading a blog post about it, I thought you would like to see an excellent discussion on it from Richard Hamm…our longtime faculty member for commercial lending courses and a founding faculty member of the Barret Roundtable. (What the heck is Roundtable?!  Click here to learn more.)

In yesterday’s Lending Roundtable session, Richard broke down what Environmental, Social, and Governance risk is and how community banks need to be thinking about it.  It is great stuff and at 18 minutes in length…it’s a quick study on an important topic from a subject matter expert.  It is also free!

Let me know what you think!


written by


Byron Earnheart is the Programming Director for the Barret School of Banking in Memphis, TN and the host of the “Main Street Banking” podcast…the only podcast solely devoted to community banks. He has over 15 years experience in the financial services industry; 11 of which have been in banking in various roles from teller work to branch management. He spends his time playing guitar and singing in Delta Heart (the “house band of the Mississippi Delta”), writing music, cooking, reading, and enduring the University of Tennessee Volunteers athletic seasons. He is married to his wife Kelly of 11 years and has two children, John Aubrey (11) and Mary Laura (7). If you'd like to hear Byron's music, check him out on Spotify:
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