Our Understanding Bank Profitability training is designed to help bankers guide the often confusing landscape of the financial statements and vocabulary around banking. When you understand the numbers, you can lead with empathy and clarity as well as adapt to the ever-changing environment.
This live/virtual program will begin with a self-guided course called “The Language of Banking” where participants will learn the basics of the bank’s financial reports and ratios. Then, we will go deeper into a real bank’s numbers, put together a strategic plan for a real bank, and learn about the how and the why a balance sheet is managed.
Audience
- Branch and department managers
- Recently hired outside directors
- Emerging leaders within the bank
Topics
- “The Language of Banking”– terms and ratios bankers use in managing the financial performance of the bank.
- Peer group financial analysis utilizing the UBPR. Ratios discussed include the Efficiency Ratio, Return on Assets, Return on Equity, and Net Interest Margin.
- SWOT analysis using trends
- CAMELS ratings/Balance Sheet Management
A highly interactive seminar allowing the participant to use a bank’s balance sheet and income statement to calculate various financial ratios and to show how changes in various line items impact key ratios, the culture, and overall bank profitability.
The registration fee is $295
Instructor:
