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Can’t keep a good bank down: Last decade has seen struggles, successes for the industry

September 7, 2008 is the mortgage finance industry’s date of infamy. It’s now been a full decade since the secondary market siblings, Fannie Mae and Freddie Mac, have been in legal custody of the Federal Government. For many community banks, that date was the tipping point of a tortuous era of poor loan demand, sketchy …

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Rates and Relationships: Conversation with Jim Reber of ICBA Securities

I sat down with Jim Reber of ICBA Securities to have a general conversation about what he does. We’ll be having Jim on once a quarter or so to give our listeners and brief market report as well as anything else going on in the bond and investment world that he runs across. Please feel …

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"You Don't Have To Be Weird..". Discussion with Gabe Krajiccek of Kasasa

I’m really excited about this episode. I had the honor of interviewing Gabe Krajiccek of Kasasa on one of our mutual pet topics…culture. Here, he gives some very practical and pragmatic advice on how to change and implement the kind of culture you want in your bank. If there is a “must-listen” in our short …

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Community Banking Month…#banklocal

April is Community Banking Month if you didn’t already realize this. I fully realize that, more than likely, the town is not redecorating the square/Main Street/main hub in your honor and I seriously doubt the schoolchildren are coloring the pictures from “Great Moments in Banking” for you to hang on the fridge. (“Daddy, who is …

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"I don't wanna grow up…" The Power of Experience in Branding

So, we’ve all heard the news about what was probably our first experience with a brand…Toys R Us. After the “right in the childhood!!!” moment this brought about, it really made me focus on the power of brands in our lives…and just how damanging financial mismanagement can destroy powerful (even dare I say culturally important) …

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