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The community bank mergers and acquisitions market is currently very active. While this has been the case for the past few years, the industry as a whole is in a much different place today than it was five years ago. During and coming out of the recession, much of the industry’s consolidation was born out …
I’m really excited about this episode. I had the honor of interviewing Gabe Krajiccek of Kasasa on one of our mutual pet topics…culture. Here, he gives some very practical and pragmatic advice on how to change and implement the kind of culture you want in your bank. If there is a “must-listen” in our short …
"You Don't Have To Be Weird..". Discussion with Gabe Krajiccek of Kasasa Read More »
Trish and I wrap up our conversation about culture and banking.
We sit down with Trish Springfield, EVP for Retail Banking at Southern First in South Carolina, to discuss culture in a bank. This is a passionate subject for both of us and I really enjoyed this episode and I think that it will help you in building/maintaining a successful culture within your bank. This is …
Dr. David Kern and I sit down for a candid discussion on the state of community banking today.
April is Community Banking Month if you didn’t already realize this. I fully realize that, more than likely, the town is not redecorating the square/Main Street/main hub in your honor and I seriously doubt the schoolchildren are coloring the pictures from “Great Moments in Banking” for you to hang on the fridge. (“Daddy, who is …
So, we’ve all heard the news about what was probably our first experience with a brand…Toys R Us. After the “right in the childhood!!!” moment this brought about, it really made me focus on the power of brands in our lives…and just how damanging financial mismanagement can destroy powerful (even dare I say culturally important) …
"I don't wanna grow up…" The Power of Experience in Branding Read More »
Recently, I read an article about the Ohio State Buckeye football team and how several of the players had been asked at the NFL Combine to recount their experience of the 55-24 loss at Iowa during the 2017 year that kept the Buckeyes out of the College Football Playoff. Basically, it would be the equivalent …
I love the efficiency ratio in banking. Sadly, this is not the geekiest thing I have ever written, but it is nonetheless true. In my humble opinion, it is the most informative ratio in all of finance with the possible exception of RoE in a DuPont context. (Now, THAT may be the geekiest.) What it …
We all know that the Community Reinvestment Act of 1977 (CRA) requires banks to meet the credit needs of the communities in which it operates. Other than the substantive changes in 1995 and 2005 and the public release of interagency CRA Questions & Answers, CRA has largely remained stable. But there is something brewing under …
Changing Demographics and the Impact to CRA (and Fair Lending) Read More »
Barret School of Banking • 650 East Parkway South, Memphis, TN 38104
Phone: (901) 321-4000 • barret@barretbanking.org