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Consumer Lending, AI, and Serving Underrepresented Communities. Jeff Keltner with Upstart

A lot to unpack today in just one 20 minute episode. Jeff Keltner, SVP of Business Development with Upstart, came by initially to talk about embedded finance and how it is used with community banks…especially in the auto lending field. As often happens on Main Street Banking, the conversation went several different places and we talked about big data’s impact on credit risk and how using AI/Machine Learning can benefit the underrepresented communities across the country. Fascinating conversation.

To learn more about Upstart, check them out at

And as always, thank you to ICBA Securities for sponsoring the show!


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